Services
Tailored finance solutions to help you purchase, invest, refinance, or grow — backed by experience, service, and results.
How we can Help
Home Loans
Who It’s For: First home buyers, upgraders, and investors Overview: Whether you're buying your first place or building a property portfolio, we help match you with the right lender and structure. We guide you through deposit requirements, pre-approvals, and government incentives (like First Home Buyer benefits).
Options:
• First Home Buyers
• Owner-Occupiers
• Property Investors
• Fixed, Variable or Split Loans
Refinance
Who It’s For: Existing homeowners wanting a better deal Overview: We help you lower your interest rate, consolidate debts, unlock equity for renovations or investment, or restructure for flexibility. Quick turnaround and lender comparison made easy.
Options:
• Lower interest rates
• Debt consolidation
• Access to equity (cash-out)
• Restructure to interest-only or split loan
• Refinance out of fixed-term or expiring honeymoon rates
Construction Loans
Who It’s For: Clients building a home or undertaking major renovations Overview: Construction loans are paid out in stages tied to your build progress. We coordinate with your builder and lender to manage drawdowns and approvals smoothly.
Options:
• Knock-down rebuilds
• House & land packages
• Owner-builder finance
• Multi-stage drawdowns
Business Loans
Who It’s For: Self-employed clients, sole traders, SMEs Overview: Whether you're starting out, expanding or managing cash flow, we help you access secured or unsecured loans, lines of credit or short-term business lending.
Options:
• Equipment purchases
• Working capital
• Commercial property loans
• Business expansion
SMSF Loans
Who It’s For: Self-Managed Super Fund trustees looking to invest Overview: Borrow within your SMSF to purchase residential or commercial investment property. We assist with setup, compliance and working with your accountant or financial adviser.
Options:
• Limited Recourse Borrowing Arrangements (LRBA)
• Residential SMSF loans
• Commercial SMSF loans
• Trust and custodian structure setup
Asset Finance
Who It’s For: Business owners and professionals needing equipment or vehicles Overview: Preserve your cash flow by financing essential assets. Fast approval, minimal paperwork, and a broad range of lenders.
Options:
• Cars, vans and utes
• Office equipment
• Plant and machinery
• Tool finance for trades
Why Choose Equipped Finance?
40+ Lenders Access
Transparent advice with no jargon
Fast turnarounds & ongoing support
Real relationships, not just transactions
Ready to Take the Next Step?
Book a free, no-obligation consultation and let’s explore the right lending solution for your needs.